Within the last month, some major lenders have reduced the rate being charged on the fixed rate schemes. Currently, it is possible to obtain two year fixed rate deals on a mortgagee with a loan to value (LTV), for less than 4.0%. On mortgages with a LTV of up tp 75% there are even deals below 1.5% (this will be subject to credit checks and underwriting by the lender).
Whether you are a first time buyer, remortgaging or moving house, it is always advisable to speak to a qualified advisor. At Mackenzie Smith we are please to have our own dedicated mortgagee advisor, who can advise and inform our clients of the most suitable product and best rate available from a number of different mortgage providers.