Mackenzie Smith clients are offered advice on a wide range of services, including mortgages, investment, pensions and life assurance through our chosen financial advisers Davenport Financial Management.
Davenport, who are based in Godalming, are a firm of Chartered Financial Planners and have been offering expert advice to Mackenzie Smith customers since 2006.

What we offer:

See below for our Rate of the Week (22nd March 2017)

Homemover 5 year Fixed Scheme (LTV – 65%)

 


Andrew Fagg Mortgage AdvisorWe recommend arranging a mortgage prior to starting your search for a new home.

Andrew Fagg, a specialist mortgage advice and family protection adviser at Davenport, is able to provide a free mortgage consultation to discuss which mortgage might suit you. Andrew has worked with Mackenzie Smith for over 20 years and is based permanently within Mackenzie Smith’s offices in order to provide the best possible service for our clients.

Andrew deals with all issues relating to residential property funding, including re-mortgages, equity release and buy to let. He will offer advice on the many options available across the market and be on hand to help and guide you through the process.

For further information and to discuss your Mortgage options, please call 07720 353866, or click here to email  andrew@davenportfinancial.co.uk

 

> Know how much you can afford
> Avoid delays which could cost more than time
> Get an advantage over unprepared buyers
> Make sure you have time to find the right mortgage

Know how much you can afford

Find out what you could borrow and about schemes such as Help to Buy before you start looking, to avoid disappointment, missed opportunities and wasted time. Andrew can advise how the Mortgage Market Review affects your ability to borrow and discuss the rates and limitations of mortgages that may be suitable for you.

  • Budget for the cost of moving
  • No fee for the initial consultation
  • Impartial mortgage advice based on research of the market
  • Complete confidentiality

 

Avoid delays which could cost more than time

Not having a mortgage in principal could cost you your dream home. If you are ready to buy and searching for your perfect home, if you find it, it is unlikely any offer you make will be accepted if not supported by a mortgage offer or proof of cash.

 

Get an advantage over unprepared buyers

Often there is competition among buyers for a property, this could mean the seller is weighing up several offers. Aside from the amount offered there are other factors that will be considered, often the biggest question is ‘Do they have a mortgage offer?’. People selling property don’t want to add any complications and being prepared offers the smoothest sale for both buyer and seller.

At Mackenzie Smith we ask all buyers about their mortgage position, serious ready buyers are much more likely to complete a sale than a buyer who still has to arrange a mortgage.

 

Make sure you have time to find the right mortgage

There are a wide range of mortgage products from a multitude of lenders; fixed rate, tracker, repayment, interest only, buy-to-let to name a few variations. Andrew can take you through what options might work for you, explain the different types of mortgages, how they work and make recommendations so you can be confident you have made an informed decision.

For further information and to discuss your Mortgage options, please call 07720 353866, or click here to email  andrew@davenportfinancial.co.uk

 

Davenport Financial Management Limited is authorised and regulated by the Financial Conduct Authority. Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.


FAQs